Covered: Usage Based NTUC Car Insurance & Maintenance for Singapore
Insurance underwritten by Income
Maintenance by CARRO

Pay per km insurance and maintenance.

How it works?

Tell us your monthly mileage:
0 km2000 km
Your Annual Premium (Estimated)
Drivo Classic Insurance + Maintenance Prime
mileage/mthrate*mthannual fee
(0 kmx12¢) x12+$150
*The rate per km will vary depending on driver and vehicle profiles. All prices are inclusive of GST

Why get Covered?

Drive less, Pay lessFair and personalized plans with excess free insurance (only for Third Party and Own Damage excess when repairing at an Income approved workshop). Incredible savings for most users who drive less than 1,500km/month!
No Hidden Costs, EverYou'll pay a low upfront, annual coverage fee of $150 and an average of 12 cents for each km you drive every month (including GST). The monthly rate/km will vary depending on driver and vehicle profiles.
Peace of MindNo more messy bills or shocks. Simply choose the insurance and maintenance options that suit you, sit back, and drive.

We've got you Covered!

Covered = Insurance + Maintenance

Maximise your coverage when you select
Drivo Classic + Maintenance Pro

If there’s an accident, call Income, if anything else happens to your car, call CARRO!

Who is Covered for?

The following profiles are for illustration purposes and compare insurance prices only

What does Covered include?

This is for general information only. You can find the precise terms and conditions of this plan in the policy contract.

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Income or visit the GIA/LIA or SDIC web-sites (  or  or

Frequently Asked Questions

Insurance underwritten by Income
Maintenance by CARRO

Important Note

The pay per km motor insurance policy is underwritten by NTUC Income Insurance Co-operative Limited ("Income") and the precise terms, conditions and exclusions of the motor insurance policy are specified in the Policy Condition.

The vehicle maintenance plan is provided by TRUSTY CARS PTE LTD (UEN: 201525411C) ("CARRO").

Information is correct as of 31 May 2021